Taft v. Cerwonka
Supreme Court of Rhode Island
433 A.2d 215 (1981)
Relevant factsFree
The Tafts (plaintiffs) held separate uninsured-motorist (UM) policies with Allstate on two vehicles, each with its own premium, and sued to recover for Beverly Taft's wrongful death caused by an uninsured driver; the trial court permitted stacking of the two UM policies and entered judgment for $20,000, the combined limit, over Allstate's objection that liability should be capped at a single policy's $10,000 limit.
IssueFree
Whether, where the insured has two insurance policies on two automobiles for which the insured has paid separate premiums, the insured is entitled to "stack" the uninsured-motorist coverage provided by each policy up to the aggregate amount of both policies.