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Allstate Insurance Co. v. Boynton

Supreme Court of Florida

486 So.2d 552 (1986)

Relevant factsFree

Boynton (plaintiff), injured on the job when a coworker's car (which the coworker was repairing) struck him, couldn't recover under the coworker's own policy because it excluded business-related injuries, so he sought coverage under his own uninsured-motorist (UM) policy with Allstate (defendant), which the trial court denied.

IssueFree

Whether a vehicle is "uninsured" under an uninsured-motorist policy if its insurance does not cover the occurrence causing the injury, and whether the injured party is legally entitled to recover from an uninsured motorist when a statutory bar would otherwise defeat recovery.

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