United States v. Stadium Apartments, Inc.

United States Court of Appeals for the Ninth Circuit

425 F.2d 358 (1970)

Relevant factsFree

Stadium Apartments, Inc. (Stadium) (defendant) defaulted on a mortgage insured by the Federal Housing Administration (FHA) (plaintiff) and held by Prudential. Prudential assigned the mortgage to FHA, which paid Prudential in full and began foreclosure. The district court entered judgment for FHA but gave Stadium a one-year redemption period under Idaho law. FHA appealed, arguing that as a federal agency it wasn't bound by state redemption statutes.

IssueFree

Whether state statutes providing a right of redemption apply to foreclosures brought by the Federal Housing Administration or other federal agencies.

Holding & reasoning

The court resolved the question by applying the controlling rule to the facts and explaining precisely why the outcome followed. Its reasoning ties the doctrine to the record so you can reproduce the analysis on an exam.

Procedural history, concurrence & dissent

This section traces the case from the trial court through appeal and lays out how each opinion lands. Separate writings sharpen the majority's limits and flag the arguments most likely to resurface in class.

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