Space Coast Credit Union v. Walt Disney World Co.

Florida Court of Appeals

483 So. 2d 35 (1986)

Relevant factsFree

After winning a $1,979 judgment against its debtor Montgomery, an employee of Walt Disney World Co. (defendant), Space Coast Credit Union (plaintiff) obtained a wage assignment directing Disney to deduct $20 weekly from Montgomery's pay; Disney received notice of the assignment but refused to comply, and the credit union sued Disney directly to enforce it without joining Montgomery in the suit. The lower court ruled Disney had no duty to honor the voluntary wage assignment, and the credit union appealed.

IssueFree

Whether a partial assignment of a debt may be enforced against the obligor without the obligor's consent, unless everyone entitled to a part of the total debt is joined together in one action.

Holding & reasoning

The court resolved the question by applying the controlling rule to the facts and explaining precisely why the outcome followed. Its reasoning ties the doctrine to the record so you can reproduce the analysis on an exam.

Procedural history, concurrence & dissent

This section traces the case from the trial court through appeal and lays out how each opinion lands. Separate writings sharpen the majority's limits and flag the arguments most likely to resurface in class.

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