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Pantoja-Cahue v. Ford Motor Credit Co.

Illinois Appellate Court

872 N.E.2d 1039 (2007)

Relevant factsFree

Pantoja-Cahue, a Spanish speaker, negotiated his vehicle transaction with a Spanish-speaking Webb dealership associate but later discovered he had leased rather than purchased the vehicle, and after settling separately with Webb, he sued financing creditor Ford over its later repossession of the vehicle during ongoing title litigation, alleging unconscionable conduct under the UCC.

IssueFree

Whether Uniform Commercial Code § 2A-108 prohibits unconscionable conduct both while inducing a consumer to enter a lease and while collecting on a claim arising under a lease.

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