Dimmitt Chevrolet, Inc. v. Southeastern Fidelity Insurance Corp.

Dimmitt (plaintiff) was named a potentially responsible party for gradual environmental pollution caused by recycled oil it sold to a third party over a five-year period, and sought indemnification from its insurer Southeastern (defendant) under a CGL policy covering "sudden and accidental" pollution events; the trial court agreed with Southeastern that the policy's temporal limitation excluded gradual, multi-year pollution from coverage.