Allison v. Iowa Mutual Insurance Company
Court of Appeals of North Carolina
258 S.E.2d 489 (1979)
Relevant factsFree
Allison's (plaintiff) dump truck slid off a collapsing bridge into a river and was damaged; his insurer, IMIC (defendant), paid only a small fraction of the claim, arguing the accident was a "collision" excluded from coverage, even though the policy never defined that term beyond listing a few example scenarios. The trial court found for Allison for the full claim.
IssueFree
Whether an undefined, nontechnical term in an insurance policy is given the meaning it usually carries in ordinary speech.