Acquista v. New York Life Insurance Company

Dr. Acquista (plaintiff) held three disability insurance policies from New York Life (defendant). After he became ill, the insurer denied coverage. He sued for breach of contract, bad faith, and related claims. The trial court dismissed most of his claims, leaving only his claim for residual and partial disability benefits.

Whether contract damages for an insurer's failure to pay policy benefits may include foreseeable money damages beyond the policy limit.