State Farm Fire & Casualty Company v. S.S. & G.W.

S.S. (defendant) contracted genital herpes after consensual intercourse with G.W. (defendant), who knew he had the condition but didn't disclose it, and S.S. sued G.W. for negligent transmission, settling within the limits of G.W.'s State Farm (plaintiff) homeowner's policy; State Farm refused to pay and sued for a declaration that the policy excluded coverage because G.W.'s transmission of the disease was an intentional injury outside the policy's coverage. The trial court granted State Farm summary judgment, the court of appeals reversed, and the Texas Supreme Court granted review.