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Langill v. Vermont Mutual Insurance Company

United States Court of Appeals for the First Circuit

268 F.3d 46 (2001)

Relevant factsFree

After Langill's (plaintiff) longtime tenants moved out, her husband began refurbishing the property, keeping it locked, maintaining utilities, storing a few tools and personal items there, and visiting daily for a few hours or occasionally overnight; the property was destroyed by arson, and Vermont Mutual (defendant) denied coverage under a policy exclusion for property vacant more than 60 days. The district court granted Vermont Mutual partial summary judgment, and Langill appealed.

IssueFree

Whether property will be considered vacant for purposes of an insurance-policy vacancy exclusion even if a nonresident makes regular, brief visits to the property.

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