Kentucky Association of Health Plans, Inc. v. Miller

United States Supreme Court

538 U.S. 329 (2003)

Relevant factsFree

Kentucky's Any Willing Provider (AWP) statutes prohibited health insurers from discriminating against healthcare providers and chiropractors willing to meet the insurer's own plan participation terms. The Kentucky Association of Health Plans and several HMOs (plaintiffs) challenged the AWP statutes as preempted by ERISA; the district court found the statutes related to ERISA plans but fell within ERISA's insurance-regulation exception to preemption, and the Sixth Circuit affirmed. The Supreme Court granted certiorari.

IssueFree

Whether the Employee Retirement Income Security Act preempts state laws that regulate insurance.

Holding & reasoning

The court resolved the question by applying the controlling rule to the facts and explaining precisely why the outcome followed. Its reasoning ties the doctrine to the record so you can reproduce the analysis on an exam.

Procedural history, concurrence & dissent

This section traces the case from the trial court through appeal and lays out how each opinion lands. Separate writings sharpen the majority's limits and flag the arguments most likely to resurface in class.

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