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Hogan v. Washington Mutual Bank, N.A.

Arizona Supreme Court

277 P.3d 781 (2012)

Relevant factsFree

Hogan (plaintiff) defaulted on loans secured by deeds of trust in favor of WaMu and Deutsche Bank (defendants), and the trustee began non-judicial foreclosure proceedings; Hogan sued to enjoin the sales, arguing the banks had to first prove they owned the original notes before foreclosing, without actually disputing that they were the true owners. The superior court dismissed his claims, the court of appeals affirmed, and the Arizona Supreme Court granted review.

IssueFree

Whether a trustee may foreclose on a deed of trust without the beneficiary first demonstrating ownership of the note that the deed secures.

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