Crisci v. Security Insurance Co.

Security (defendant) refused to settle a lawsuit against its insured Crisci (plaintiff) even within Crisci's $10,000 policy limit, despite a considerable risk that the underlying suit would produce a judgment far exceeding that limit; the jury ultimately awarded the injured tenant $101,000 total, leaving Crisci personally liable for $91,000 after Security paid its policy limit, and Crisci assigned her right to sue Security for that excess as part of her own settlement with the tenant.